OR, is removing the Hub a separate EASIER step than removing the entire Hub Assembly? 'and I'm misconstruing how it all works to begin with?
Posting this merely as an update and shared learning experience for anyone else curious.
Called another Kia that's got the entire OEM hub on sale (about $160) and asked about replacing the single stud.
Quoted $150 labor plus parts. Asked and told it would require removing the entire hub.
I then switched the question around and suggested that replacing the entire hub should then cost the same thing in labor. Told he'd have to get back to me with the answer.
Common sense dictates that replacing the entire hub should actually take even less time considering, how now, one doesn't have to separately fiddle with any studs to be replaced...since one is having to remove the entire hub in both scenarios.