Thread: Buying a Soul some time this week.. have some general Q's

Just wanted to update everyone!

Got a 2013 white Kia Soul base model with 6-speed auto (sorry manual folks!), Bluetooth, cruise control, and seats with cargo nets for $14,900; how did I do?

Sounds like a sweet deal to me


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Originally Posted by dmwagner

$975 a year for the following coverage:

Clean driving record and 978 credit rating

It is amazing to me that you would give you real identity with a full picture, indicate where you live and provide information to everyone about the limits of your insurance coverage. Insurance companies have a set policy that the insured is NOT to disclose their level of coverage. The reason is to prevent a claimant to seek damages up to and including your full coverage, where is best to keep that information private, so the insurance company can have the upper hand to negotiate a lower settlement. In addition, providing this information can put you at risk of losing coverage because you are not acting in good faith and acting responsible in protecting the assets of of the insurer. You put your own assets at risk, if the claim exceeds your coverage because the insurance company was handicapped by your disclosure. In case of an accident, your are not required to provide to an investigating police officer, your level of coverage; you are only required to show that you have insurance coverage that meets your state's statutory requirements. Just a little nice information, I thought I would provide to you to help you in the future.

Just to note, your coverage for cash paid, is not less than many of us for greater coverage but it depends on where we are insured--so nothing to brag about!

Originally Posted by boxme

Just to note, your coverage for cash paid, is not less than many of us for greater coverage but it depends on where we are insured--so nothing to brag about!

Damn, Christmas not go well for you?

No one was bragging, they OP asked about insurance rates, I posted some. The fact of the matter is, you can't just say one is cheaper and one is more expensive without also knowing the coverage levels and the credit rating of the person being insured. Credit Rating does play a role in your insurance rate along with other endorsements such as multi policy and of course, your location as you said. The vehicle, the age of the driver, and driving record are also key factors.

^^ I think theyre paying out the ass for his/her insurance and seeing how cheap yours was enraged them.

Or maybe he's genuinely concerned about your chances of fraud. Who knows. Lol.

[Sent from my Nexus 7. Pardon errors.]

Without getting into personal info, like boxers or briefs, just let me say that the new Kia Soul has a very good safety record and when I bought my Kia Soul, base, AT, and traded in my 2009 Suzuki SX4, iAWD, crossover, my monthly car insurance payment dropped by $30.

That's a significant savings, for an auldfahrt living on a very limited and fixed income.

The insurance companies also have a county by county accident rate schedule. Some counties that have a lot of accidents, also have higher car insurance rates. For instance, around Tampa, FL, insurance fraud is running rampant, and rates there have skyrocketed.
But, regardless of where you may live, the Kia Soul is still a very safe car and should get a good insurance rate.

Cheers Mates!
TM